BUSINESS Banking
Current Rates
Business Deposit Account Rates
Rates accurate as of 10/6/2026. Rates subject to change anytime. APY = Annual Percentage Yield.
CDs
| Term | Certificate | APY1 | Interest Rate |
|---|---|---|---|
| 6-Month | $1,000 | 4.00% | 3.94% |
| 12-Month | $1,000 | 3.95% | 3.89% |
| 2-Year | $1,000 | 4.40% | 4.33% |
| 3-Year | $1,000 | 4.50% | 4.43% |
| 4-Year | $1,000 | 4.00% | 3.94% |
| 5-Year | $1,000 | 4.00% | 3.94% |
Money Market Accounts2
| Account Type | Min. Balance to Open | Min. Balance to Obtain APY | APY2 | Interest Rate |
|---|---|---|---|---|
| Business Money Market3 | $1,000 | $1,000,000 or more | 2.95% | 2.91% |
| $1,000 | $250,000 – $999,999 | 2.20% | 2.18% | |
| $1,000 | $100,000 – $249,999 | 1.70% | 1.69% | |
| $1,000 | $50,000 – $99,999 | 1.45% | 1.44% | |
| $1,000 | $2,500 – $49,999 | 0.55% | 0.55% | |
| $1,000 | Less than $2,500 | 0.01% | 0.01% |
Savings Accounts
| Account Type | Min. Balance to Open | Min. Balance to Obtain APY | APY2 | Interest Rate |
|---|---|---|---|---|
| Statement Savings4 | $50 | $100 | 0.08% | 0.08% |
APY: Annual Percentage Yield.
(1) Early withdrawal may be subject to penalty. Fees may reduce earnings.
(2) Rates may change after the account is opened. Fees imposed could reduce the earnings on accounts.
(3) Minimum balance to open a money market account is $1,000.00. If balance falls below $1,000 any time during the statement cycle, a monthly service charge of $5.00 plus a $0.25 per check and withdrawal fee will apply.
(4) If balance falls below the $100 minimum any time during the statement cycle, a monthly service charge fee of $3.00 will apply.
Ask us for other applicable fees, terms and additional details. Member FDIC.