CAR LOANS

Auto Loans & Financing

Shopping for an auto loan? The road to your next ride starts here.

Let's get you into the driver's seat.

From cars and trucks to motorcycles, boats, and recreational vehicles, Ixonia Bank offers vehicle financing designed to help you make your next purchase with confidence.

DECISIONS MADE
LOCALLY

Work directly with bankers who know Wisconsin.

COMPETITIVE RATES

Smart financing for your next set of wheels.

FLEXIBLE TERMS

Loan options designed around your needs.

QUICK TURNAROUND

Get answers and keep moving forward.

Car Loan Rates

Vehicle Year	Maximum Term	Interest Rate Without Auto Pay	APR* Without Auto Pay	APR* With Auto Pay
2026	84 Months	6.750%	7.066%	6.814%
2025	78 Months	6.750%	7.087%	6.836%
2024	66 Months	6.250%	6.639%	6.388%
2023	60 Months	6.000%	6.423%	6.173%
2022	54 Months	6.000%	6.467%	6.216%
2021	48 Months	5.750%	6.270%	6.019%
2020	42 Months	5.750%	6.339%	6.088%
2019	36 Months	5.625%	6.305%	6.054%
2018¹	30 Months	5.625%	6.432%	6.182%
2017 & Older²	30 Months	5.625%	6.432%	6.182%

*APR = Annual Percentage Rate

1. Requires 25% Down Payment

2. Requires 50% Down Payment

APR is accurate as of 10/16/2026 and is subject to change without notice. Not an offer to extend credit. A 0.25% interest rate reduction will be provided if an automatic payment is set up from an Ixonia Bank checking account. Advertised APR is based on enrollment in auto-pay from Ixonia Bank checking account, a credit score of 700 or better, loan amount of $20,000.00 and maximum term of 48 months. Payment Example: If enrolled in Auto Pay, a 48-month term would be 48 monthly payments of $465.18 at 6.019%APR for $20,000 borrowed. If not enrolled in auto-pay, APR would be 6.270%. Subject to credit and underwriting approval. Your actual rate and payment amount may be different as determined by your collateral, terms, loan amount and credit qualifications. Other restrictions may apply. Contact us for current rates, other applicable fees, terms and additional details.