Your Partners In Treasury Management
Cash Flow Optimization
Optimize your cash flow and maintain liquidity with our suite of account and reporting solutions.
Put Your Cash
to Work.
Optimize your business cash flow with solutions designed to improve liquidity, automate movement of funds, and make excess cash work harder for your business.
Online Banking
Banking with Ixonia Bank means you have 24/7 access to your business accounts. With Business Online Banking you have access to these features:
- View account balances & check images
- Export account activity into your own software
- Set security levels for each user and review activity
- Place stop payments
ACH Origination
Speed and efficiency in collection, initiation, concentration and disbursement of funds are an important economic consideration for companies of any size. Benefits of ACH Origination include:
- Faster, more reliable payment delivery
- More predictable settlement and cash flow
- Reduced costs
- Better use of funds
Wires
Efficiency meets security while managing high-value, time-sensitive payments for businesses of all types and sizes, both domestic and international. Benefits of Wire Transfer services are:
- SWIFT capabilities
- Speed of settlement
- Global reach
- Initiate single or reoccuring wires
- Ability to confirm receipt quickly and easily
Accounts & Sweeps
Manage cash across accounts and entities with greater visibility, efficiency and precision.
- Automatically consolidate funds across accounts for simpler cash management
- Maintain predetermined balances while automatically moving excess or needed funds.
- Apply excess cash toward loan balances to maximize the value of available funds
- With Intra-Fi Cash Services, access expanded FDIC insurance eligibility for larger deposits through one banking relationship1
Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
- Free online expense reporting tools
- No fee for addtional employee cards
- Mobile payment capability for added convenience
- Zero Fraud Liability.2 If card is lost or stolen, you won't be liable for fraudulent purchases.
- Cardmember Service available 24 hours a day / 365 days a year.
Let's Talk About Your Business
Let's Build Something Together
Discover treasury solutions tailored to your goals, operations, and evolving needs.
Certain transaction fees, limitations and requirements may apply. Please refer to the product terms and conditions or see Bank for details. All services subject to prior Ixonia Bank approval.
(1) Placement of funds through the ICS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits and customer eligibility criteria apply. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before ICS settlement for a deposit or after ICS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of ICS satisfies those restrictions. ICS, Insured Cash Sweep, and CDARS are registered service marks of Promontory Inter-financial Network, LLC.
(2) Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.