Statement Savings | Platinum Personal Savings 2 | Cashus Kids Club Savings | Money Market 1 | Relationship Money Market 1,3 | |
|---|---|---|---|---|---|
Account Overview | A simple savings account great for those just starting to save, or set aside funds for unexpected purchases. | Designed for customers who maintain a higher balance and are looking for a competitive interest rate. | For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club. | Keep the flexibility of checkbook access while earning a variable interest rate based on balance. | Enjoy easy access yet earn a preferred rate for maintaining a relationship with Ixonia Bank. |
Minimum Opening Balance | $50 | $25,000 | None | $1,000 | |
Minimum Balance Required to Avoid Service Charge | $100 | None | None | $1,000 | |
Interest Paid |
Interest compounds monthly and is credited monthly. |
Interest compounds quarterly and is credited quarterly. |
Interest compounds monthly and is credited monthly. |
Interest compounds monthly and is credited monthly. |
Interest compounds monthly and is credited monthly. |
Maximum Monthly Withdrawals | N/A | N/A | N/A | 6 | 6 |
Excess Withdrawal Charge | None | None | None | None | None |
Monthly Service Charge | $3.00 if balance falls below $100 minimum | None | None | $5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum | $5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum |
FREE Online Banking with eStatements and Mobile Banking | Available | Available | Available | Available | Available |
Advantages | Account can be attached to checking for overdraft protection. | Account can be attached to checking for overdraft protection. | Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening. | Account can be attached to checking for overdraft protection. | Account can be attached to checking for overdraft protection. |
Online Account Opening | N/A |
(1) Ixonia Bank limits preauthorized and/or automatic transfers (including telephone and Internet Banking transfers) and withdrawals (check, draft, debit card or similar order) to six per month. You may make unlimited “in person” or ATM withdrawals.
(2) If balance falls below the $25,000 minimum, the account rate lowers by 0.08% APY.
(3) Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.
Rates may change after the account is opened for variable rate accounts. Fees imposed could reduce the earnings on accounts. Ask us for other applicable fees, terms and additional details.
We’ve refreshed IxoniaBank.com with a new look and easier navigation. Our web address, Online Banking access, and mobile app experience remain the same.
SECURITY REMINDER: Ixonia Bank WILL NEVER call, text or email asking for your account number, debit card number, online banking credentials, social security number, verification code or any other personal information
You are leaving the Ixonia Bank website and going to a third party site. That site may have a privacy policy different from Ixonia Bank, and may be less secure. We do not warrant or guarantee that the information on the external website you are about to visit will be accurate, or up to date, or subject to our privacy policy. The Bank is not responsible for the perspectives, comments, views, recommendations or advice of any users or businesses that engage and participate. The bank does not represent either the third party or the consumer if the two enter into a transaction. Thank you for visiting Ixonia Bank’s website.
Click LEAVE SITE to continue, or GO BACK to return to the page you were viewing.
